1. Hum kaunsa data collect karte hain?

• Personal Identification: Name, Email Address, Phone Number, and Physical Address.

• Insurance Policy Data: When you upload a policy for a Free Audit, we collect details such as policy numbers, coverage limits, premium amounts, and beneficiary details.

• Location Data: To determine eligibility for our 20 KM Branch Radius physical claim assistance.

• Consent Documents: Digital or physical signatures required to represent you before insurance companies or regulatory bodies (IRDAI/Ombudsman).

2. How We Use Your Information

We use the collected data strictly for the following purposes:

• Expert Policy Audit: To analyze your current coverage and identify hidden clauses or gaps.

• Personalized Recommendations: To suggest insurance products through our partner, PBPartners (PolicyBazar Broker Pvt Ltd).

• Claim Assistance & Representation: To manage the claim filing process and grievance redressal on your behalf.

• Membership Services: To manage your account within the "InsureAudit Expert Club."

3. Data Sharing & Third-Party Disclosure

• Channel Partner Disclosure: As an authorized Channel Partner of PBPartners (PolicyBazar Broker Pvt Ltd), certain data may be processed via their secure portal when you use our "Buy Now" links.

• Regulatory & Legal Compliance: We share your data with Insurance Companies, IRDAI, or the Insurance Ombudsman only with your explicit consent and strictly for the purpose of claim settlement or grievance redressal.

• No Data Selling: We do not sell, rent, or trade your personal information to third-party marketing companies.

4. Data Security & Storage

• We implement industry-standard encryption and security protocols to protect your uploaded documents and personal details. Your data is stored securely and accessed only by authorized experts for audit and claim purposes.

5. Your Consent

• By uploading your policy or registering for our services, you consent to our collection and use of your data as described. For claim representation, a separate Letter of Authorization or specific consent will be required to act on your behalf.

6. Your Rights

You have the right to:

• Request a copy of the personal data we hold about you.

• Request the correction of any inaccurate information.

• Request the deletion of your data from our active records.

7. Contact Information

For any privacy-related queries or to exercise your data rights, please contact our Compliance Officer at:

• Email: info@insureauditexpert.com

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  Office Address: B-8 Safdarjung Enclave, Delhi-110029